Connecting a brokerage
Pick your brokerage from the list and sign in on your brokerage’s own page. Investi never sees your credentials; what comes back is a read-only session. Robinhood, Fidelity, Charles Schwab, and Interactive Brokers are among the 35+ brokerages supported. The connection runs on SnapTrade. Hobby includes one institution; Pro can connect several and look at them together. Add another from Connect brokerage at the top of the Portfolio page. Each connection has its own Disconnect at the bottom of the page; disconnecting one leaves the others in place. One login often exposes several accounts. The picker at the top of the page chooses which accounts are in view; the rest of the tab follows that selection. You can also exclude an account from the portfolio entirely, without disconnecting, from the account list at the bottom of the page.What syncs
Once connected, the Portfolio view shows your actual book, priced and weighted:- Positions, each with its live value and today’s move.
- Unrealized P&L against your actual cost basis.
- Cash, counted in your weights, including foreign balances converted to dollars.
- Trade history, the record of how you got here.
- Weights, each position as a share of the measured book (US-listed holdings and cash, in dollars).
How the numbers are made
Two sources feed everything on the page. Your brokerage is the truth for what you hold and what you did: quantities, cost basis, cash, and the trade ledger. Live market data prices it, so a position’s value is always its units at the current quote, not whatever your brokerage last reported. Holdings outside coverage are named rather than dropped. Investi never invents a trade or adjusts your brokerage’s numbers to make a chart tie out. The same rule covers cost basis: if your brokerage doesn’t report one for a lot, the P&L covers the holdings that have a basis and names the ones that don’t.What counts, what’s shown
The measured portfolio is your US-listed holdings plus your cash in every currency, measured in dollars. Cash is converted at the current exchange rate; euros sitting idle are part of the total, and a move in EUR/USD shows up as a return. Holdings Investi cannot price (crypto, options, foreign listings) are still shown, named and valued in their own currency, but never mixed into the dollar figures. A cash line whose rate cannot be fetched is shown but left out of the total. Any brokerage works, including foreign brokers holding US stocks. An account with nothing in coverage and no cash, say a crypto-only account, appears with its brokerage-reported value, not as $0. One consequence surprises people. Buying an asset outside coverage reads as a withdrawal: money left the measured portfolio, so the total drops. The return does not, and the chart does not spike. That is the answer to “why did my total drop when I bought crypto.” A dividend from an untracked holding is the other way around: real cash arriving, booked as a deposit, not as income the covered portfolio earned.Where the history comes from
Brokerages don’t hand over a daily value history, so Investi rebuilds one. It replays your trade ledger forward, up to five years, and prices each session at the market. Synced session closes overlay past days when the ledger is incomplete. Every range ends at today’s live value — the same number as the holdings total. When several accounts are in view, the curve covers only the days every one of them has history — connecting a second brokerage does not draw as a deposit. Many brokerages cap the history they share. Holdings the ledger never showed arriving are seeded as an opening balance at the start of the series. If a brokerage supplies no history at all, the chart starts on the day you connected and returns stay blank: there is no trade record to measure against, and Investi does not invent one. Every range is that same rebuilt history. The day, week, and month just use finer bars; a trade or transfer in the window is honoured on all of them, and a deposit does not spike the line. Brokerages usually date a transaction, not time it, so something that happened mid-session takes effect at that day’s open.How fresh it is
Investi pulls holdings and cash live from your brokerage while you’re using it, and the Portfolio page syncs when you open it, so the first thing you see is current as of the timestamp shown. Transaction history is the exception: brokerages deliver it on roughly a one-day delay, and a brand-new connection’s holdings arrive before its history does. The page says the history is still importing until it lands.Metrics that would mislead stay blank
Returns are time-weighted and measured against a dividend-adjusted benchmark, with the actual daily three-month T-bill as the risk-free rate. When a window is too short for a metric to mean anything — Sharpe on three weeks of data, or an annualized return on four months — Investi leaves the metric blank instead of extrapolating. Paper trading accounts count by default; you can exclude any account from the portfolio without disconnecting it. When you view several accounts together, returns are measured over the stretch they all share.Read-only
Investi asks your brokerage for read-only access. The connection cannot place a trade, move money, or touch the account. Trading access would need a different authorization on your brokerage’s own page; Investi does not request it. How that data is stored and deleted is in the Privacy Policy.The analyst can see the book
With a portfolio connected, the analyst answers from the positions you actually hold.How exposed am I to semiconductors, really?
The analyst reads the actual positions, adds up the actual weights, and shows the math, including indirect exposure through funds you hold. It can read the book and your notes side by side:
Which of my theses does today’s drawdown touch?
The analyst can read the portfolio. It cannot change it. Writes still go through approval.